Powering Bharat's Insurance access

We provide full-stack technology, servicing and product infrastructure so that you can focus on selling insurance.

Full-stack Group Insurance infrastructure

API-first Embedded Insurance platform

White Labelled Retail Insurance Shelf

Claims Infrastructure for every distribution line

Bharatsure featured on Ideabaaz

Explainer Video

How Bharatsure Works

Trusted by the platforms building Bharat

60+
Institutional partners
4.0 Lakh+
Lives covered Annually
15,000+
Claims processed
₹191 Cr+
Premium Processed

Trusted by leading brokers, platforms and institutions

Quick-commerce & e-commerce marketplaces
Fintech & lending platforms
Mobility & Battery-swap
HR, payroll & HR tech platforms
Healthtech
Pet & lifestyle brands
Gig-worker aggregators
Insurance brokers & corporate agents
B2B SaaS platforms
Enterprises & Large Employers
Quick-commerce & e-commerce marketplaces
Fintech & lending platforms
Mobility & Battery-swap
HR, payroll & HR tech platforms
Healthtech
Pet & lifestyle brands
Gig-worker aggregators
Insurance brokers & corporate agents
B2B SaaS platforms
Enterprises & Large Employers

What does Bharatsure
offer

Employee Benefits

Scale your group benefits business

We power the full stack - tech, servicing, products and sales support - so insurance distributors can grow their book without building the infrastructure themselves.

BrokersAgentsB2B institutionsEnterprises

Affinity Platform

Embed insurance into your product

API-first infrastructure to launch sachet and embedded insurance - from solar panels to gig riders to pet care. Pick a cover, pick a trigger, we handle the rest.

BrokersCorporate agentsPlatforms

Retail Insurance

A branded insurance shelf, ready to distribute

Health, life, motor, travel - pre-integrated, compliant, and white-labelled for banks and agents.

BanksWealth firmsAgentsPoSPs

Claims Infrastructure

A plug-in claims layer for every distribution line

White-labelled dashboard, 15+ TPA integrations, published SLAs, and an optional 24x7 expert desk.

All distribution partners

Why partners choose us

World-class infrastructure for India's insurance distribution system

One unified stack

Everything in one place - tech, products, servicing and sales support. No juggling between multiple vendors or platforms.

Rapid go-live

From onboarding to first policy in days, not months. Streamlined for both group insurance and embedded insurance use cases.

Co-designed, not catalogue

We sit with your product and ops teams to scope what actually fits your users - not sell off a shelf.

Claims-first

A policy is only as good as its claim. Dedicated claims desk, published SLAs, transparent dashboards for every partner.

Enterprise-grade security

ISO/IEC 27001:2022 certified. Your data and your clients' data - protected at every layer.

Multiple revenue streams

Unlock group insurance, embedded products, wellness programs and add-ons from a single partnership.

Featured Series

Bharatsure as seen on Ideabaaz

Bharatsure on Ideabaaz - Episode 2

Bharatsure on Ideabaaz - Episode 2

Embedded insurance, affinity platforms, and the road ahead.

Bharatsure on Ideabaaz - Episode 3

Bharatsure on Ideabaaz - Episode 3

Empowering brokers and enterprises with full-stack group benefits technology.

Bharatsure on Ideabaaz - Episode 4

Bharatsure on Ideabaaz - Episode 4

Redefining claims, endorsements, and servicing in the Indian insurtech ecosystem.

Bharatsure on Ideabaaz - Episode 1

Bharatsure on Ideabaaz - Episode 1

Building insurance infrastructure for Bharat's next billion.

Bharatsure on Ideabaaz - Episode 2

Bharatsure on Ideabaaz - Episode 2

Embedded insurance, affinity platforms, and the road ahead.

Bharatsure on Ideabaaz - Episode 3

Bharatsure on Ideabaaz - Episode 3

Empowering brokers and enterprises with full-stack group benefits technology.

Bharatsure on Ideabaaz - Episode 4

Bharatsure on Ideabaaz - Episode 4

Redefining claims, endorsements, and servicing in the Indian insurtech ecosystem.

Bharatsure on Ideabaaz - Episode 1

Bharatsure on Ideabaaz - Episode 1

Building insurance infrastructure for Bharat's next billion.

Bharatsure on Ideabaaz - Episode 2

Bharatsure on Ideabaaz - Episode 2

Embedded insurance, affinity platforms, and the road ahead.

Bharatsure on Ideabaaz - Episode 3

Bharatsure on Ideabaaz - Episode 3

Empowering brokers and enterprises with full-stack group benefits technology.

What our partners say

Trusted by partners across India

Claims & Member Experience

Our clients love the mobile app experience provided through Bharatsure. From policy access to claims support, everything is simple and accessible. The platform has enabled us to offer a smooth and transparent claims experience to employees, which has greatly improved client satisfaction.

Fintech Distribution Partner

Digital Distribution & Group Insurance

Bharatsure has completely transformed the way we offer group insurance. With their ready-to-use digital infrastructure and white-labelled platform, we were able to launch our own insurance portal without investing in heavy tech development. It helped us tap into the group insurance segment much faster while keeping the entire experience seamless for our clients.

Broker Partner

Operational Efficiency

The platform has significantly reduced our operational workload. Tasks that earlier required manual coordination across teams are now streamlined through Bharatsure's dashboard and automation tools. It has improved our operational efficiency and allowed our team to focus more on business growth rather than backend processes.

Broker Operational Lead

Frequently asked questions

Answers to common questions about Bharatsure's platforms and infrastructure.

View all FAQs

The platform is designed primarily for licensed brokers and agents. However, B2B institutions and corporates looking for a tech layer can also access parts of the platform in a different capacity. Reach out and we'll map the right setup for you.

No. Bharatsure operates under the appropriate regulatory framework. As a partner, you distribute insurance through our licensed infrastructure; you do not need your own insurance or broking licence.

Yes. Bharatsure can support assisted and semi-embedded models while a deeper API integration is planned.

Build your insurance distribution layer

Tell us about your business model and the team will map the right product, technology, and servicing approach.

Bharatsure insurance consultation